The method

The Family Capital Blueprint™

One complete map of everything you own, turned into a working plan.

Why it exists.

The most complex financial lives are rarely short of advisers. They are short of one person who sees everything those advisers touch at once. The business, the investments, the entities, the trusts, the accounts and the people in another country: each managed well in isolation, and coordinated with nothing.

The Blueprint exists to close that gap. It is not a product, and it is not a report you read once. It is the working document we return to together at every meeting: what you own, who decides what, what is exposed, and what happens next, on one page, kept current.

Who it's for.

The Blueprint is built for situations with several moving parts: more than one entity, more than one jurisdiction, an operating business or a concentrated position, and often more than one generation with a stake in what happens next. It is delivered within Zafiro Family Capital, our most comprehensive relationship.

Seven components.

  1. Family & decision-rights map

  2. Entity & ownership map

  3. Consolidated balance sheet & liquidity calendar

  4. Investment, concentration & currency-risk policy

  1. Tax, estate, insurance & creditor-risk register

  2. Family governance & next-generation plan

  3. Twelve-month action ledger

The rhythm.

Zafiro

  1. ZafiroA written fit memoA defined first ninety days
  2. The familyThe first Family Capital Council meeting
  3. ZafiroA standing quarterly cadenceQuarterly
  4. The familyAn annual family summitAnnual

The family

A defined first ninety days, from a written fit memo to the first Family Capital Council meeting, then a standing quarterly cadence and an annual family summit.

  1. A written fit memo.

    After the fact finder and before any engagement: what we see, what we would do, and in what order.

  2. A defined first ninety days.

    Assets into custody, the full picture assembled, the first Blueprint built.

  3. The first Family Capital Council meeting.

    The Blueprint on the table, the twelve-month ledger agreed, and the owners of each action named.

  4. A standing quarterly cadence.

    The ledger reviewed, the picture updated, the next quarter's actions set.

  5. An annual summit.

    The whole picture, once a year, with the next generation in the room where that is the plan.

The complete Blueprint is presented within a private engagement.

Zafiro advises individuals and families across the United States and Latin America, and coordinates with independent legal, tax, and investment professionals in other jurisdictions.